Summary: This blog provides a complete guide on how to track your Axis Bank credit card status. Users can check their application status through the Axis Bank website, mobile app, customer care, email, or by visiting the nearest branch. The post also covers possible application statuses (like approved, on hold, or rejected), reasons for rejection, and tips for faster approval. A detailed FAQ section answers common queries, ensuring applicants have all the information they need to manage their application efficiently.
Axis Bank is one of India’s leading private sector banks, known for its wide range of credit card offerings that cater to the needs of salaried professionals, self-employed individuals, and premium customers. Once you’ve applied for a credit card with Axis Bank, the next step is tracking the application to know when your card will be dispatched or delivered.
In this comprehensive guide, we’ll walk you through how to check your Axis Bank credit card application status, various ways to track your credit card status, common issues faced during the application process, and solutions.
How to Check Axis Bank Credit Card Status
After submitting your application, you can track the Axis Bank credit card status using the following methods:
1. Online via Axis Bank Website
You can check the status of your Axis Bank credit card application online through the official Axis Bank website.
Steps:
- Visit the official Axis Bank Credit Card Application Tracking Page
- Enter your Application ID or PAN number and mobile number
- Click on Track
- The system will display the current status of your application
2. Via Mobile Banking App
If you are an existing Axis Bank customer, you can check the status of your credit card application through the Axis Mobile App.
Steps:
- Login to the Axis Mobile App
- Go to the ‘Credit Cards’ section
- Select ‘Track Application’
- Enter necessary details and view the status
3. Through Customer Care
You can also contact the Axis Bank customer care number to get real-time updates on your credit card application.
Axis Bank Customer Care Toll-Free Number: 1860-419-5555 / 1860-500-5555
Provide your registered mobile number or application reference number to receive updates.
4. Via Email Support
If you prefer written communication, you can send an email to Axis Bank’s customer service.
Email: customer.services@axisbank.com
Mention your application ID and registered mobile number.
5. Visiting the Nearest Axis Bank Branch
You can visit any Axis Bank branch and inquire about your credit card status in person. Ensure you carry valid identity proof and application details.
Read More: Axis Bank Customer Care Number: Your Complete Guide to Contact Support
Axis Bank Credit Card Application Status Results
Depending on your application progress, you will see one of the following statuses:
- In Progress: Your application is under review.
- Approved: Your application has been accepted, and your card will be dispatched soon.
- Dispatched: Your card has been dispatched with tracking details.
- Rejected: Your application didn’t meet the eligibility or verification criteria.
- On Hold: Some documents or information might be missing.
Reasons for Credit Card Application Rejection
- Low Credit Score: Applicants with a poor CIBIL score may be denied.
- Incomplete Documents: Missing or incorrect documentation.
- Income Mismatch: Not meeting the bank’s income eligibility criteria.
- Multiple Applications: Submitting multiple credit card requests in a short time.
- Existing Debt: High existing liabilities may reduce your chances.
Tips to Ensure Faster Approval
- Maintain a good credit score
- Ensure all documents are correctly filled and submitted
- Avoid multiple applications
- Opt for cards matching your income profile
Frequently Asked Questions (FAQ)
How long does Axis Bank take to process a credit card application?
Typically, Axis Bank takes about 7-10 working days to process and dispatch the credit card once the application is approved.
What should I do if my Axis Bank credit card application is rejected?
You can contact customer care to understand the reason for rejection and reapply after rectifying the issue, such as improving your credit score or submitting complete documents.
Can I track my credit card status without an application ID?
Yes, you can use your registered mobile number and PAN card number to check the status online.
How will I know if my Axis Bank credit card has been approved?
You will receive an SMS and email confirmation from Axis Bank once your application is approved. You can also check the status online or via the mobile app.
What does ‘On Hold’ mean in Axis Bank credit card application status?
It means that your application requires additional verification or documentation. You may be contacted by Axis Bank for the same.
What documents are required for a credit card application?
Generally, the documents required are:
Identity Proof (Aadhaar, PAN, Voter ID, etc.)
Address Proof
Income Proof (Salary slip, IT returns)
Can I cancel my Axis Bank credit card application?
Yes, you can cancel the application by calling customer care or sending an email request before the card is issued.
What if I haven’t received my card after approval?
You can track the dispatched card using the tracking ID sent via SMS or contact customer support for help.
Is it necessary to activate my Axis Bank credit card after receiving it?
Yes, you need to activate it by generating the PIN either online, via ATM, or through customer care.
Tracking your Axis Bank credit card application status is easy and can be done using several methods like online tracking, mobile app, customer care, and email. By staying informed and ensuring all application details are correctly submitted, you increase your chances of timely approval and delivery.
Always remember to apply for a card that matches your financial profile and check your eligibility before applying. For more personalized assistance, contacting Axis Bank customer care is a reliable option.
Stay updated with your application to avoid delays, and enjoy the benefits of your Axis Bank credit card once approved!