How to Delete PhonePe History and Manage Your Account: Complete Guide

How to Delete PhonePe History

PhonePe is one of the top digital payment apps in India. It provides various services from UPI transactions to bill payments and financial management. However, users often have a question about how to delete their transaction history or How to Delete PhonePe History, deactivate their accounts, or make the most of PhonePe’s advanced features. This blog will address these topics in detail and give solutions to other common queries.

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How to Delete PhonePe Transaction History

Unfortunately, PhonePe does not currently offer a direct option to delete your transaction history due to RBI regulations and compliance requirements. Transaction records are stored securely and cannot be altered by users. However, you can archive or hide certain transactions from view by following these steps:

1. Open the PhonePe app and log in.
2. Navigate to the “History” tab from the homepage.
3. Select the specific transaction you want to manage.
4. While you cannot delete it, you can contact customer support to address privacy concerns.

Read More: PhonePe Customer Care Number Complete Guide to Get Support

How to Deactivate PhonePe Account

If you no longer wish to use PhonePe, you can deactivate your account. Here’s how:

1. Open the PhonePe app and go to the “Help” section.
2. Select the “Account-related issues” option.
3. Choose “Deactivate Account” from the list of queries.
4. Provide a reason for deactivation and submit your request.
5. PhonePe’s customer care team will process your request and deactivate your account.

How to Delete PhonePe Account

To permanently delete your PhonePe account, follow these steps:

1. Log in to your PhonePe account.
2. Go to “Profile Settings.”
3. Select “Close Account.”
4. Confirm the closure by providing necessary details like your registered phone number and email ID.
5. Once verified, your account will be permanently deleted.

How to Change UPI PIN in PhonePe

Changing your UPI PIN is a straightforward process:

1. Open the PhonePe app and go to “My Money.”
2. Select your linked bank account.
3. Click on “Reset UPI PIN” or “Change UPI PIN.”
4. Enter your debit card details and follow the prompts to create a new UPI PIN.

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How to Stop AutoPay in PhonePe

If you have enabled AutoPay for subscriptions or recurring payments, you can stop it as follows:

1. Open the PhonePe app and go to “Payment Settings.”
2. Select “AutoPay” from the list.
3. Choose the active AutoPay you want to stop.
4. Click on “Disable AutoPay.”

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How to Add Bank Account in PhonePe

Adding a bank account to PhonePe is essential for making transactions:

1. Open the PhonePe app and tap on “My Money.”
2. Select “Bank Accounts” and click on “Add New Bank Account.”
3. Choose your bank from the list and verify it with your registered mobile number.
4. Follow the on-screen instructions to link your account.

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How to Request Money on PhonePe

To request money from someone using PhonePe:

1. Open the app and go to the “Request” section.
2. Enter the recipient’s UPI ID or registered mobile number.
3. Specify the amount and add a note if necessary.
4. Click on “Request Money.”

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How to Transfer Money from PhonePe Wallet to Bank Account

Currently, PhonePe does not allow direct wallet-to-bank transfers. However, you can use your linked bank account to make transfers using UPI.

What is UTR Number in PhonePe?

A UTR number is a unique code generated for each transaction on PhonePe. It helps track and identify transactions. One can find the UTR number in the transaction details under the “History” tab.

How to Add Credit Card in PhonePe

To add a credit card to PhonePe:

1. Go to “My Money.”
2. Select “Debit/Credit Cards.”
3. Click on “Add New Card.”
4. Enter your credit card details and save.

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How to Check CIBIL Score in PhonePe

PhonePe provides an option to check your CIBIL score:

1. Open the app and go to “Financial Services.”
2. Select “Check Credit Score.”
3. Follow the prompts to get your CIBIL score.

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How to Check FASTag Balance in PhonePe

To check your FASTag balance:

1. Go to the “Recharge & Pay Bills” section.
2. Select “FASTag.”
3. Enter your vehicle registration number to view the balance.

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How to Pay Electricity Bill in PhonePe

Paying electricity bills is easy:

1. Go to “Recharge & Pay Bills.”
2. Select “Electricity.”
3. Enter your customer ID and provider details.
4. Complete the payment using UPI or wallet balance.

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How to Install PhonePe

Installing PhonePe is simple:

1. Visit the Google Play Store or Apple App Store.
2. Search for “PhonePe.”
3. Download and install the app.
4. Register using your mobile number.

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How to Get Loan from PhonePe

PhonePe offers loan services in collaboration with financial partners:

1. Go to “Financial Services.”
2. Select “Get Loan.”
3. Follow the eligibility and application process.

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How to Pay LIC Premium Through PhonePe

You can pay LIC premiums using PhonePe:

1. Go to “Recharge & Pay Bills.”
2. Select “Insurance.”
3. Enter your policy details and complete the payment.

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How to Use PhonePe Without Bank Account

If you don’t have a bank account, you can still use PhonePe wallet features. Add money to your wallet using a debit or credit card and use it for payments.

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How to Buy Gold in PhonePe

To buy gold on PhonePe:

1. Go to “Investment & Insurance.”
2. Select “Gold.”
3. Choose the amount and complete the purchase.